Topic

Pay Apps & Change Orders

Progress billing means a contractor does not simply invoice and wait — it submits a pay application on the owner's cycle, and a single rejected line can reset the whole clock by a month. Change orders create a parallel problem: work performed against an approval that has not landed yet, producing receivables that are real but not yet billable. Both are timing failures rather than credit failures, and both are fixable with process.

  1. Step 1

    See the cash opportunity in your own numbers.

    Estimate the working capital tied up in your receivables. These are founding-partner targets we design around — not guarantees.

  2. Step 2

    Ready to work with us?

    Building this with industry operators. Brae is partnering with a small group of industrial finance leaders to shape an AI agent for accounts receivable.