Retainage & Lien Rights
Retainage and lien waivers are the two structural reasons contractor cash sits still even when the work is done and the invoice is accepted. Retainage is money already earned but withheld until a job closes; lien waivers are the paperwork exchange that gates each payment release. Both are governed as much by contract and statute as by collections effort, which is why they respond to process discipline rather than to more reminder emails.
- June 7, 2026
Retainage: The Cash You've Earned But Can't Touch
Retainage ties up 5–10% of every project invoice for months. Learn how industrial contractors track release triggers, build closeout packages, and collect retainage faster — without tougher lawyers.
Read → - July 1, 2026
Lien Waivers Without Slowing Down Your Cash
Lien-waiver exchanges are a common reason contractor payments stall. Here's how to keep waivers from becoming a bottleneck on your receivables.
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- Step 1
See the cash opportunity in your own numbers.
Estimate the working capital tied up in your receivables. These are founding-partner targets we design around — not guarantees.
- Step 2
Ready to work with us?
Building this with industry operators. Brae is partnering with a small group of industrial finance leaders to shape an AI agent for accounts receivable.